Thursday, September 30, 2010

Hutchison creates amendment for dealerships affected by Chrysler bankruptcy - Houston Business Journal:

http://libraryeverywhere.com/2008/10/11/drive/
Last week, a list of 789 dealerships that it planne to eliminate as part of theDetroi automaker’s bankruptcy filing. Of the dealerships on the list, 50 were in Texas. If those slated for closing on June 9 woul d have an extra 60 days to closed down operations and sellremaining inventory, according to Amendment 1189 that woulsd be added to H.R. 2346. The bill makezs supplemental appropriations for the fiscal yearending 30, 2009, and for othere purposes. Five of the affected Houston-area dealership filed an objection motion inthe U.S. Bankruptcyh Court in Manhattan on May 19 as part of a group of300 dealers.
In an affidavit, in Baytown statede that it had invested morethan $6 million into the dealership, including constructing a new state-of-the-artf facility in 2006 that had been designed by and would not be usefuol for anything else. The facility was appraised at $3.7 million, accordinh to Nicholas Parks, president and generapl manager ofRogers Dodge, in the Gary Curry, co-owner of in wrote in his affidavit that despite a challengingb economy, his dealership had made a profi and had retired most of its In his affidavit, Robert Archer, who has dealings with Archer Chrysler Jeep, Archer Chrysler Jeep West and Archere Dodge, wrote that he and his family are responsiblee for costs and expenses of the three dealershipws rather than Chrysler LLC.
If all three dealerships were closed, he wrote that he would be forces to liquidatehis company, .

Tuesday, September 28, 2010

LandMar files for bankruptcy - Silicon Valley / San Jose Business Journal:

http://alternativevegan.com/index.php?id=49
The Jacksonville-based residential development company was among 125 affiliatesz that filed along with itsparent Charlotte-based , in the Western District of Texas. Crescent’as estimated liabilities are morethan $1 billion, according to the and its largest debt, at $13.6 million, is to Bank of The filing was necessary, according to a statement on Crescent’d Web site, for the company to reorganize its reduce its debt level and improvde its capital structure.
Crescent intendsx to operate its continuinyg businesses without any significantg interruption during the restructuring process because of a recentlyobtained debtor-in-possession financingb facility of $110 million from a grou p of its existing lenders, accordinbg to the statement. Andrew Hede, Crescent’s chief restructuringh officer, has been named CEO while its formerchietf executive, Arthur Fields, has retired and will work with Crescenrt in an advisory capacity.
“We have been in activd discussions with our lenders and other stakeholders as we work towardsz an agreement that will bring our capital structurew in line with the currengeconomic environment,” Hede said in a statemenf on the company’s Web site. Charlotte-based Crescent has been pursuing alternatives to shore up its balanc sheetfor months, including selling some of its The company is jointly ownedd by (NYSE: DUK) and Morgan Stanleuy and has 38 residential communitiee under development in the Carolinas, Georgia, Arizona and Florida.
Crescent acquired a controlling interest in LandMafrin 1999, but left LandMar’s Ed Burr, in control of the company until he resignex after a failed attempt to buy back the companyu in 2007. The Jacksonville Economidc Development Commission authorized city lawyers in May to start the foreclosurd process onthe 41-acre parcelp that was to be the Shipyards. Plans for the Shipyardsx included 1 million square feet ofoffice space, 100,000o square feet of commercial space, 662 residential units, 350 hoteol rooms and 150 marina slips. LandMad has developed or had plans to develol dozens more properties in Floridw and throughoutthe Southeast.

Sunday, September 26, 2010

Saturday, September 25, 2010

Some Obama Healthcare Changes Start Now - CBS 47

http://www.abasayyoh.com/sights/sher_dor_madrasah_samarkand_uzbekistan.html


KDRV


Some Obama Healthcare Changes Start Now

CBS 47


Insurance providers are prohibited from denying coverage for children under the age of 19-years-old. Insurance companies are prohibited from excluding ...


Key elements taking effect Thursday

Omaha World-Herald


Six new health measures take effect today!

Daily Press


ICA Butler Urges Floridians to Learn About Health Insurance Reforms Taking ...

Insurance News Net (press release)



 »

Friday, September 24, 2010

Trojans becoming converts on two-point plays - Los Angeles Times

http://www.yournewbestfriends.com/article/10-Best-Tequila-Bars-in-New-York-City.html


Daily Trojan Online


Trojans becoming converts on two-point plays

Los Angeles Times


USC has attempted seven two-point conversions in the first three games and despite being successful only twice, the coaches like the approach. ...


Believe it -- Cougs can beat USC

Seattle Post Intelligencer



 »

Wednesday, September 22, 2010

Wealthy not limited to Belle Meade, Franklin, Brentwood - Nashville Business Journal:

xeconatyxex.blogspot.com
The three ZIP codes with a median householdx income of morethan $100,000 are all in Franklin or Brentwooc in Williamson County, according to data from , a California-baserd company with a satellite office in Franklin that compiless demographic data and categorizes it into markert segments. And based on income, the region’s top 11 ZIP codes are all in Williamson orDavidsob counties, in affluent neighborhoods such as Oak Hill and Bellde Meade. But financial advisors are seeing pockets of wealtgh inoutlying areas, as companiess like have brought high-paying executive jobs south of town, and young entrepreneurs are choosing to live in urbahn neighborhoods.
“Historically, there has been a substantia l level of wealth between Belle Meadand Franklin, and I think that remains,” says Jeffreyy Bates, partner in , a Brentwoosd wealth management firm with an averagde client account base of $4 millionh to $5 million. “However, it has dramatically spreadf itself out. What’s unique about Nashville, and one of the reasonas we moved here, is there is an inbred naturse of entrepreneurship inthis city. The entrepreneurial spirit in this city is attractinfg people in the early stages of wealt hcreation — substantial wealth creation. And there’ an influx of people discoveriny that Nashville is a nice placeto be.
” The wealthiesf ZIP code based on 2008 data was 37069 in with a median income of $125,982 and a median home value of The fourth wealthiest ZIP code 37215, or the Forest Hills area of Nashville — had more of its worthu tied up in property, with a median incomde of $94,525 and a median home value of So did Belle Meade, ZIP code which ranked as the seventh wealthiest, with a medianj income of $86,345 and home valuee of $347,318. ESRI classifies people who live in such neighborhoodsz asSuburban Splendor, Boomburbs, Metropolitans and Connoisseurs.
“Peopls who live in Belle Meade stay in Belle and the wealth stays inthe family,” says Will Welborn of , a Nashville wealth management company that generallhy works with people who have at least $500,000 of investablw assets. But that doesn’t mean every wealthty person that relocates to Nashville wants to live in Bellre Meade or other traditionally wealthy parts of Welborn says. “They were successful in other placexs and now they are going to besuccessfuol here, and they’re not necessarily interested in living in thosed neighborhoods,” he says.
Welbornj cites Hendersonville and Old Hickory Wilson County andthe Belmont-Hillsboro area as communities whers some wealthy households are settling. The rest of the top 25 ZIP codex in the Nashville metropolitan area are mostly inRutherforcd County, with Murfreesboro, Mounr Juliet and Hendersonville containing mostly young, up-and-comintg families with median incomes in the low $60,000z to low $70,000s and homes worty about $170,000 to about $210,000.
Jeff Dobyns, head of Southwestern a Raymond James affiliatein Nashville, says some of his high-ens clients come from Hendersonville, Ashlaned City, Lebanon and Spring “There’s no way to know what the situation is baseds on the area they live in,” says who works with investors at all levels of affluence but says accountzs of $200,000 to $1 million are his “bread and butter.” “Peopl may live in Antioch or Hermitaged and make $1 million selling a piece of he says. “As far as disposable cash, there’xs almost no correlation.
” David economist at , says no other data exists besidesz the kind of incomer and property values that ESRIclassifications use. For that he says, it’s impossible to measure such criteriz as savings andspending levels, which can be the true determiners of wealth. Dobyns, whose company is recommendec by debt-free guru Dave Ramsey, says he subscribesx to the “millionnaire next door” philosophy, in whicnh people of seemingly modest means may have large nest eggs simply becaus they do notlead high-maintenancwe lifestyles. “Incomes aren’t necessarily correlated with high net Dobyns says.
“I don’t care how much you’re making, if you’re livingb in a million-dollar house and driving a $40,000 or $50,00 car, it takes a lot of monety to even begin thinkingabout savings. “As far as our businessa goes, we don’t really care. Some of my most enjoyablee clients worked for as operators or line hangeras for30 years. They retires with a million bucks and pensionxs and have verylittlee stress. The income and assets are but the debt is awealtb sapper. The income side isn’ty as important when you retires asthe debt.

Tuesday, September 21, 2010

NYMEX-Crude retreats ahead of Fed meeting - Reuters Africa

http://fast-paydayloans-usa.com/cheap-pay-day/54-7-payday-loan-tips.htm


NYMEX-Crude retreats ahead of Fed meeting

Reuters Africa


SINGAPORE, Sept 21 (Reuters) - Oil fell on Tuesday, resuming last week's trend and erasing part of the previous session's 1.6 percent gain, on lingering ...



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Sunday, September 19, 2010

Fiscal checkup a prelude to building project - Atlanta Business Chronicle:

http://valceaplus.net/?Chanmzcyuanmz_dier_du_-_vtoraya_forma_uproshennogo_dlinnogo_kulaka
For years Parkland President andCEO Dr. Ron Anderso n has wanted to replace the aging buildinf with anewer model. But politics and the prics tag have stymiedthe effort. The expecter cost to build an 800-bed hospital is $1.2 a hefty sum for a public hospital that receivee about a third of its revenue from DallasCountuy taxpayers. Recently, hospital board memberx and administrators selected PricewaterhouseCoopersd to develop a game plan for what the hospitaol should look like and what services itshouldd offer.
Also, Dallas investment bank commented thatif Parkland'sd finances stay on the same course as fiscal year 2005, the hospitao could land $220 million to $320 million in bond financingv to cover some of the buildingh cost. Those steps will guidde the process as board memberreview PWC's recommendations and from that create a Then a Dallas County Hospitao District advisory committee will have to sign off on the The committee is made up of governmentf appointees charged with evaluating the plan and making recommendationx to the commissioners.
Any feedback from PWC to Parkland boarde members and administratorslikelyh won't come until after the first of the board member Alan Walne said at a recent committees meeting. The study will cost between $350,000 and $415,000, Walnee said. He added that PWC was selecter because the local office previously workefd on other Parkland plans and was thereforee familiar withthe goals. Controlling expenses will ultimately help in payinv for any new plansPWC recommends, as Parklan officials likely would be issuing revenure bonds.
Public hospitals catch a bit of lenienchy from rating agencies when issuing but the size of that break variesa depending on therating agency, said Chris Janning, a First Southwest seniod vice president. Parkland's operating revenue in fiscalo year 2005 far outpaced hospitals with ratingsfrom Moody's, with Parkland posting $1.021 billion in operating revenue and the Moody's-rated hospitalxs showing between $230 million and $570 millionb in operating revenue. The same thinfg is true for unrestricted cashand investments, with Parklanxd closing the year at $278.2 million compared with between $83.4 million and $245 million. Both are positiver signs, Janning said.
But in days of cash on Parkland falls belowother hospitals. At the end of fiscalk 2005, Parkland had 106 days of cash on hand compareed with between 147 days and 188 daysfor Moody's-ratexd hospitals and between 153 days and 195 days for S&P-ratesd facilities. Parkland Chief Financial Officer John Gates said that by the end of the 2006 fiscal year, Parkland will have 130 days of cash on That figure is important for hospitalsx because it reflects how long Parklanfd could pay the bills if it were unablde to treat patients for some reason, such as closurde for a natural disaster like the New Orleans hospitals did after Hurricand Katrina.
The issue of how many days of cash to keep on hand has been a mattef of contention for Parkland administrators and board memberesbecause it's like doing a dance on a A little bit too much of a correctioh in either direction could cause the hospitaol to slip either into financial problemzs or to have too much money, which coul d ultimately cause the hospital to lose fundinvg from the taxpayers. "A year ago at this time we were lookinhgpretty good," Parkland board chairwoman Dr. Lauren McDonal d said about the danger of a publid institution havingexcess money. "Yoju see that got lopped off towardthe jail.
No one ever says they have too much As part of the discussionson Parkland's committee members also received a crash course in bondse as Kevin Hollaran from Standard Poor's gave an outlook on the health care Overall, the gaps in the financialp well-being of the healtj care industry have been increasing. Hospitala with good numbers are doinbg well and those that were having troublee are facingmore difficulties. Hollaranm said he expected that splitto continue. "Providersx are not having their way, but they're doing well," Hollarann said. Bottom line, the future health of these institutionz will depend on how providers deal with revenue Hollaran said.
"It's not so much of an expensd problem. It's a revenue Overall though, Hollaran said, 2006 looks like it will be a verystablw year, which will continue into 2007. Lookingy beyond 2007 the industrylooks "fairly favorable." But, he "some of the increasing pressure will come to

Saturday, September 18, 2010

Murder trial Day 5: Interview tape: Twardus doesn't remember if he went to Alfred - Foster's Daily Democrat

haygoodfoafyga1359.blogspot.com


Murder trial Day 5: Interview tape: Twardus doesn't remember if he went to Alfred

Foster's Daily Democrat


ALFRED, Maine รข€" Jason Twardus told police investigators in a 2007 interview that he did not remember if he "ended up in Alfred" on Tuesday ...



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Thursday, September 16, 2010

N.Y attorney general ends BofA probe - Charlotte Business Journal:

efimtsovavadan.blogspot.com
Cuomo says the banks have and will continuew to provide liquidityto investors. Last October, agreee to buy back as much as $4.7 billion in auction-rate securities it sold to about 5,500 small businesses and small charities before the market collapsedc inFebruary 2008. According to the Securitiess andExchange Commission, the settlementf also required BofA to “use its best efforts” to provide up to $5 billion in liquidity to businessese and institutional investors with accountxs valued at $15 million or more, and charitiee with accounts valued at $25 milliob or more.
The agreement resolved allegations that securities dealers made misrepresentations to customerss during salesof auction-rate securities abouty their safety and liquidity. Auction-rate securities have interest rateds that are reset at weeklyy or monthly auctions run byinvestment firms. The $330 billionb market collapsed last when investors became alarmed at the prospectes of the ability of corporate borrowers coverintg debt service onthe securities. Many were left with securitiesa they could not sell intothe Charlotte-based BofA (NYSE:BAC) neither admitted nor denied wrongdoing.
The SEC also has finalizex a settlement with BofA overthe

Wednesday, September 15, 2010

Former Dallas executive named Grant Thornton CEO - Dallas Business Journal:

vittitowmehigyk1238.blogspot.com
Chipman, who has been with Grant Thornton for 28 is replacingEdward Nusbaum, who has been choseb to take over the role of CEO at Gran Thornton's parent company, Grant Thornton International Ltd. Chipmanm will officially assume his new dutieson Jan. 1, when Nusbaukm steps into his new Chicago-based Grant Thornton has 51 offices nationwidesand 6,000 employees. Chipman has alreadyy held executive positions withinthe company, previousluy serving as the U.S. Central Region managing partner from 2003to 2006. Chipman also served as managin g partner for the Dallas officed from 2000 to 2003 andwas U.S.
managinh partner of global services and worldwide director of Internationalk Business Centers from 1998to 2000. “I look forwarsd to leading GrantThorntonj LLP,” said Chipman. “I will dedicatw myself to taking action on a numberof fronts, includingy continuing Grant Thornton’s tradition of providing strong leadershio to the accounting professiomn and speaking out on issues of importance. I will also continuer our focus on providingt the Grant Thornton Experiencs forour partners, people and clients, and expanding our globalk service capabilities and corporate sociall responsibility agenda.

Monday, September 13, 2010

Judge tells Lance competitor to pull cookies from shelves - Charlotte Business Journal:

plesciamipukoa1855.blogspot.com
A federal judge ordered Lance to put upa $75,00o0 bond to reimburse the competitor if the court rulese against Lance at trial. Lance sued in early February, claimingt it was packaging its oatmeal and oatmeal raisinn cookies to look like Lancebought Michigan-based Archway Cookies out of bankruptcy in December for $31 millionn and is trying to rejuvenate the brand. It contendss Voortman copied the Archway packaging toconfusee customers. And it asked Judgse Martin Redinger to order Voortman to stop distributingf the packages and retrieve any leftin Lance’s suit also seekes cash damages.
In late February, Lance asked Redinger for a preliminary injunctiom to halt the sale of the packages until the case can be Voortman objectedto Lance’s motion. The companyg denies it intentionally set out to copy theArchway packaging. It said it voluntarilyg changed its cookie packaging after Lancer raisedthe issue. It said few packages remainm on store shelves and it woulr be expensive toretrieve them. Redinger issue the preliminary injunction against Voortman late last It takes effectMay 16. The judge askexd Voortman to estimate how much it would cost to recal l the packages from distributors and Based onthat information, he ordered Lancd to post the $75,000o bond.
The case is scheduled for trialp inApril 2010. Appeal sought in Individuals who sued LendingTree over the theft of personal information want to appeala judge’w ruling that sends the dispute to Charlotte lawyer Gary Jackson has askerd U.S. District Court Judgde Frank Whitney to certify his Februaryarbitrationj order. That will allow Jackson’sd clients in the class-actiom suit to appeal the LendingTree opposesthe request. Residentsa from several states sued LendingTre over its 2008 admission that former compan y employees had stolen confidential customer On Feb.
5, Whitnegy ruled that agreements signed by lending customeras called for such disputes to go to He suspended the civil case unti l arbitrationis complete. Ordinarily such an ordet can’t be appealed until after the case is Jackson contends there are sufficient grounds to allow the unusual step of appealing thedecisionb now. He argues there is a legitimate disputs whether under Californialaw — whicyh he contends should control in the case the suit could be sent to arbitration.

Sunday, September 12, 2010

Cyren Call Communications

geqopimozaqyxyh.blogspot.com
billion in the stimulus package for broadbanr communications projects will keep some federall agencies busy doling out grants to states and localities for broadbandf infrastructureand improvements. But one project a nationwide broadband network to boostr publicsafety — is not getting That prompted to end on March 6 its relationship with its sole client, D.C.-based Public Safetyu Spectrum Trust. Cyren Call’s chief executivd officer, Morgan O’Brien, would not commengt on what’s next for the McLeam company, but spokesman Tim O’Regan said, “Cyren Call is explorinhg all opportunities” in the broadband arena.
, or is a nonprofit that holdes the license to a chunlk of broadband spectrum granted to the organizatiobn by the in November 2007 to provide better broadbanrd access for publicsafety workers. Proponentsx of the nationwide public safety projecft say that currently there is no way to coordinatde communication between regions and various public safety They argue that a interoperable network would give law enforcement firefighters and other first responders the broadband neededd for a cooperative responseto large-scaled emergencies like the 11 terrorist attacks and Hurricane Katrina.
But awarding a license to PSST for a public safetyt broadband network was as far as the FCC PSST was never funded asa public-privatee partnership. Instead, Cyren Call providedd the financial support. O’Brien, a co-founder, created Cyren Call in December 2005 andraised $4 million from venture capitalists, including in Alexandria and New Enterprises Associates, which has offices in Chevy Chase and Baltimore. PSST then borrowed that $4 million and used it to pay Cyrehn Call for its advice and technical expertise to creat the plan and requirements for buildinv the network with the help of commercial By the endof December, PSST owed Cyren Call $6 plus interest.
Cyren Call had made proposals for a publicd safety network to the FCC prior to working with but those ideas werenever PSST’s network was supposed to be built and funded by whateverf telecommunications company won a bid on adjacent broadband spectruk in the FCC’s 700 megahertz spectrum auctionj early last year. But that auctiohn failed because of the high minimum bid requirement and other publicsafety requirements.
Thus, no telecommunicationsx company was awarded a license to that portioh ofthe spectrum, knowbn as the “D” A lack of funding was not O’Brien’d only problem with the He attributed the demise of the PSST relationship also to an “indefiniter hiatus” in the regulatory process for creating the a change in personnel and policy resulting from the electio of a new president and turmoikl in the financial PSST Chairman Harlin McEwen said the organization is in a wait-and-seed mode.
“I don’t have a strateg yet until we hear more” abou how stimulus money will be spent and the specifidc opportunities to fund public safety communications undetr thestimulus act’s Broadband Technology Opportunitie Program, he said. “In that program, a lot of the thrusy seems to be focused at the state and localo levelto [provide] broadband servicex to consumers.” The program’s many objectives include improvede access to broadband services by public safetg agencies, and McEwen had hopeed more stimulus money would be allocated specifically for that purpose. In a Dec.
19 letter to President-elec Barack Obama, McEwen sought $15 billion in stimulus funds for the PSST but the final billallotted $4.7 billion to the and $2.5 billionb to the Agriculture Department’s Rural Utilitieds Service. At the same time, the FCC has a year from the stimulusz package’s Feb. 17 enactment date to present its nationalk broadband planto Congress, which could furthe stall the nationwide publif safety network. In the meantime, the stimulus moneh for broadband access will be spent quickly by the recipient agencies to meet the economicx goals of thenew law. But McEwen remain optimistic.
“How quickly a network is built out will depen don funding,” he “I think it’s worth waiting for becausew it’s something that we really

Friday, September 10, 2010

Camelot Corp Company Profile | CAML Company Information

http://directorysnap.com/authors/author-584.html
All its other subsidiaries have been dissolver by its stateof incorporation. Durintg the fiscal year ended April 30, 1999 the Company had no All previous business operationz havebeen discontinued. The Company's primaryg assets are preferred shares in OTC BulletinBoardr companies. The Company was incorporated in Colorado onSeptember 5, 1975, and completed a $500,000 publicv offering of its commobn stock in March 1976. The Company has made several acquisitiona and divestments ofbusinessese (see Discontinued Activities - Acquisition and Divestment The Company was delistedf from NASDAQ's Small Cap Market on Februarg 26, 1998.
Subsequently it was unable to raisse additional capitalrequired

Thursday, September 9, 2010

Sentinel parent files for bankruptcy - Los Angeles Business from bizjournals:

http://nmdc.info/index.php?s=D&c=489
The company has too much debt — estimatedd at $12 billion — and a dramatic declined in revenue, the company said. Tribune Co. owns eight metro daily newspapers includingthe , and , as well as the basebal l team and 23 TV and radio stations. The which some reports valued at morethan $1 billion, was not part of the bankruptcyy filing, according to the Los Angeles Times. This restructuring is the best option the company had to take pressure off its theTribune Co. said in a “This restructuring focuses on our not onour operations,” said Tribune Chairman and CEO Sam Zell in a prepareds statement. The company went private in Decembef 2007 through a buyout ledby Zell.
The deal left the company withnearly $12 billion in Tribune has sold off assets and cut jobs sincde the close of the deal to help with the debt The Chicago-based company had roughly $300 million cash on more than enough to make a $70 million payment due Dec. 8, the Los Angelesw Times reported. But executives reportedlyy were unable to persuader lenders to undertake a broader restructuringb ofthe debt, the Timess report said. According to a Dec. 8 a $512 million debt payment is due in and Tribune faces a deadlin eon $70 million of unsecured debt it took on beforde Zell's deal.
Money for that paymenyt was to come fromassety sales, particularly the sale of the Cubs basebalpl franchise, according to the That sale, originally expected to take place earliedr this year, has been delayeds in part because of the credit crisis and now is expected to take placw in 2009.

Tuesday, September 7, 2010

Jockey begs for return of 'livelihood' - Stuff.co.nz

http://www.linkdir.biz/authors/author-956.html


Stuff.co.nz


Jockey begs for return of 'livelihood'

Stuff.co.nz


"It's my livelihood. I'm just very, very angry," Webb said. "It breaks your heart really. Someone's got the gear and they can't do anything with it. ...



Monday, September 6, 2010

Dayton Business Journal:

http://acuraplanet.ru/glavnaya/index.html
A survey by America's Healthn Insurance Plans, an industry trade group in Washington, D.C., founed small-group coverage in 2006 averagec $312 per month for single coverageand $814 per montg for family coverage. Helen Darling, president of the Nationakl Business Group on Healthin D.C., said that when evaluating plan options, employers should consider the qualituy of care provided to its membere and not just the premium First on her list is checking to make sure the insurert is accredited by the National Committee for Quality Assurance.
Next woule be reading through the plans' HEDIS (Healthh Plan Employer Data andInformation Set) scores, which the NCQA accumulatese to track plans on various performance measures. "You can find out thinges like what percentage of their membersx receivea beta-blocker afte r suffering a heart attack," Darling said. "I'd also make sure the physiciansa in theplan are, with very few board certified. And I'd want to see that the plan hasa 'centerse of excellence' program for certain procedures such as orgaj transplants and cardiovascular care.
" When evaluating Darling suggested businesses ask for a breakdown of all prices to determine whether it might be cheapert to outsource certain part of the plan, such as prescriptionb pharmacy benefits. Among the various typess of employer-sponsored health insurancd plans, managed-care options dominate the In its national surveyof employee-sponsorex health plans, the consulting firm Mercer Human Resourcer Consulting found that preferred provider organizations (PPOs) were the most popularf option in 2006, at 61 percent, followefd by health maintenance organizations (HMOs) at 24 percent. Both HMOs and PPOs have contractas with networksof physicians, hospitals and other health-carwe networks.
Members pay less for servicea provided "in-network," but typically have the options of payingghigher "out-of-network" fees to going to providers not in the HMOs are more restrictiv by having members select a primary-care physician who must approvre visits to specialists. PPOs typically carry slightly highee deductiblesand co-payments, but no restrictions on visitsz to specialists - making the option generally more favorabler to members.
In order to hold down managed care plans are increasingly offering customerse a tie red pricing plan for Members pay the least forgeneric drugs, slightlgy more for brand-name productes in the plan's formulary of approved drugs, and the most for bransd names drug not on the formulary list. Traditionao indemnity coverage, which accounted for about 50 percent of employer-sponsored plans in the early 1990s, has steadily plungesd during the past decade and hit just 3 percent last year accordiny to the Mercer survey.
The newest option is consumer-directefd or consumer-driven health abbreviated as Chaps, which featurde high deductibles along with health savings accounts or healtyhreimbursement accounts. With such plans, employeea and employers can makea pre-tax contribution to a healthy savings account, which is used to pay for routinew medical care. Any funds left in the accounrt at the end of the year can be used insubsequenyt years. If the fund is depleted, the employee's coverage convertxs to a high-deductible managed-care plan. Proponents of Chaps say they help peoplre becomebetter health-care consumers because their own monety is involved.
Critics fear people will put off necessaryy treatment to avoid emptyingtheire accounts. "They are not the right choicr for every employer orevery employee, but they can help both employerx and employees save money," said Jessica vice president of policy and stat e affairs for the National Association of Health Underwriters in Arlington, Va. Waltman said some childless employees decide to opt out ofan employer'w plan because they typically don't get sick or even go to a doctor'es office.
"A consumer-directed plan is a way to entice younger workers to go into the company health insurance plan," she said, noting the featur that allows people to rollover unused fundds for future health-care services. "There reallt are a wide array of health plans out but mostpeople (in employer-sponsorex plans) end up with a PPO product because of pricing," Waltmah said. Waltman also said employees are attractedc to PPOs because they allowe members the ability to go to any doctor inthe plan's networ without a referral. "Employers will gravitate to whatemployeed like," she said.

Saturday, September 4, 2010

'Tillman Story' tackles true meaning of heroism - Boston Herald

http://all-pedagog.com.ua/navchannya-v-pochatkovih-klasah/index.php


Washington Post


'Tillman Story' tackles true meaning of heroism

Boston Herald


A handsome media celebrity with many fans, Tillman was also an intellectual and atheist who never talked publicly about his motives for enlisting. ...


Simply told 'Tillman Story' shows triumph of truth

San Diego Union Tribune


Interview with Amir Bar-Lev, director of "The Tillman Story"

The Phoenix (blog)


Truths behind tragedy

San Francisco Examiner


The Phoenix


 »

Friday, September 3, 2010

Check out these Laguna Beach open houses - OCRegister

http://www.tx-mc-alphaphi.org/index.html?subaction=showfull&id=1266014670&archive=&start_from=&ucat=&


Check out these Laguna Beach open houses

OCRegister


Here is a list of homes for sale offering open houses in Laguna Beach this weekend (Sept. 4 and 5). Here is a list of homes for sale offering open houses in ...



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Wednesday, September 1, 2010

Work begins at GlobalFoundries site - The Business Review (Albany):

http://mideastmonitor.org/issues/0705/0705_6.htm
billion chip fab marked the start ofa two-year-long construction processx for the Sunnyvale, Calif., company. Abouyt a dozen large pieces of equipment arrivedr Monday on the sitefor ground-clearing work that is scheduled to start this As many as 1,600 workersa will be employed during the two-year construction process. The chip fab is expecteed to open in 2012 andemplogy 1,400 people when it’s running at full capacit in 2014. The 1.3-million-square-foot manufacturing facility—located on 223 acresd in the in Malta— is the park’s first tenant.
“Havinfg our anchor makes Luther Forest a realtech Before, we had infrastructure,” said Michael Relyea, president of Luther Forest. about 100 people will work on theGlobalFoundries site. “We’ll work in the several-hundred range untilk the worstof winter,” said Rick Whitney, president of ’ s U.S. Operations. Germany-based M+W Zander is the project’ general manager. “Those numbers will ramp up over the next six to nine he said. More than 1,00p people will be working on the project a yearfrom now.
M+W Zandere is preparing to award the contracgt forsteel work, Whitney Separate bid packages to erect steel for the 800,0000-square-foot building and neighboring utility buildiny were sent to 12 companies. Of the five companiesz that responded, two are local, one is a partnership with a local company and twoare out-of-state. Whitneyy declined to disclose the price ranges ofthosee bids. of Gloversville won the contract for the sitedevelopmentr work. The cost of that projecr is estimated atabout $15 million. Foundation work will be bid in the next few Whitney said. Steel work shoulsd begin in August.